How Coinpath compares

Every major money app, side by side: what it costs, what it covers, and what you pay per feature. Prices captured 2026-08-20 from public pricing pages.

$8.25

Coinpath Plus, effective monthly on annual

$8.25

Market median for paid apps

10/10

Capabilities covered (market median 4.5)

Feature-to-price breakdown

Coinpath compared with competing personal finance apps by price and features
FeatureCoinpath PlusMonarch MoneyCopilot MoneyYNABQuicken SimplifiRocket Money PremiumEmpower Personal DashboardOrigin Financial
Monthly price$9.99$14.99$13$14.99$5.99$10.50Free$12.99
Annual price$99$99.99$95$109$47.88$99Free$99
Free plan
Free trial14 days7 days1 month34 days30 days7 daysn/a7 days
Automatic bank sync
Zero-based budgeting + rolloversFlexible budgets
Household sharingUp to 6
Subscription tracking
Investments & fee analysisBasic
Credit score monitoring
Vetted advisor marketplaceAUM advisorsIn-house CFPs
AI financial planningAssistantCategorization
Reports & exports (PDF/Excel/CSV)LimitedLimited
iOS + Android appsiOS only
Capabilities covered10/107/104.5/104.5/104.5/104.5/104.5/106.5/10
Cost per capability / month$0.82$1.19$1.76$2.02$0.89$1.83โ€”$1.27

Effective monthly price uses the annual plan where one exists. Partial coverage counts as half a point. Empower is free at the point of use and monetises through advisory fees, so a cost per capability is not meaningful.

Who each app is for

Coinpath Plus

$8.25/mo effective

Household budgeting, credit, investments and vetted advisors in one place.

Pricing source

Monarch Money

$8.33/mo effective

Household dashboard, the default post-Mint replacement.

Pricing source

Copilot Money

$7.92/mo effective

Design-led, AI categorization, Apple-only.

Pricing source

YNAB

$9.08/mo effective

Strict zero-based budgeting method and education.

Pricing source

Quicken Simplifi

$3.99/mo effective

Value play from Quicken; personalized spending plans.

Pricing source

Rocket Money Premium

$8.25/mo effective

Subscription cancellation and bill negotiation.

Pricing source

Empower Personal Dashboard

Free

Free tracking funded by wealth-management upsell (0.49โ€“0.89% AUM).

Pricing source

Origin Financial

$8.25/mo effective

Membership bundling planning, investing and tax help.

Pricing source

Comparison FAQ

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