Every major money app, side by side: what it costs, what it covers, and what you pay per feature. Prices captured 2026-08-20 from public pricing pages.
$8.25
Coinpath Plus, effective monthly on annual
$8.25
Market median for paid apps
10/10
Capabilities covered (market median 4.5)
| Feature | Coinpath Plus | Monarch Money | Copilot Money | YNAB | Quicken Simplifi | Rocket Money Premium | Empower Personal Dashboard | Origin Financial |
|---|---|---|---|---|---|---|---|---|
| Monthly price | $9.99 | $14.99 | $13 | $14.99 | $5.99 | $10.50 | Free | $12.99 |
| Annual price | $99 | $99.99 | $95 | $109 | $47.88 | $99 | Free | $99 |
| Free plan | ||||||||
| Free trial | 14 days | 7 days | 1 month | 34 days | 30 days | 7 days | n/a | 7 days |
| Automatic bank sync | ||||||||
| Zero-based budgeting + rollovers | Flexible budgets | |||||||
| Household sharing | Up to 6 | |||||||
| Subscription tracking | ||||||||
| Investments & fee analysis | Basic | |||||||
| Credit score monitoring | ||||||||
| Vetted advisor marketplace | AUM advisors | In-house CFPs | ||||||
| AI financial planning | Assistant | Categorization | ||||||
| Reports & exports (PDF/Excel/CSV) | Limited | Limited | ||||||
| iOS + Android apps | iOS only | |||||||
| Capabilities covered | 10/10 | 7/10 | 4.5/10 | 4.5/10 | 4.5/10 | 4.5/10 | 4.5/10 | 6.5/10 |
| Cost per capability / month | $0.82 | $1.19 | $1.76 | $2.02 | $0.89 | $1.83 | โ | $1.27 |
Effective monthly price uses the annual plan where one exists. Partial coverage counts as half a point. Empower is free at the point of use and monetises through advisory fees, so a cost per capability is not meaningful.
$8.25/mo effective
Household budgeting, credit, investments and vetted advisors in one place.
Pricing source$8.33/mo effective
Household dashboard, the default post-Mint replacement.
Pricing source$3.99/mo effective
Value play from Quicken; personalized spending plans.
Pricing sourceFree
Free tracking funded by wealth-management upsell (0.49โ0.89% AUM).
Pricing source$8.25/mo effective
Membership bundling planning, investing and tax help.
Pricing sourceStart on the free plan, or take a 14-day trial of Plus. No card required to begin.